Ok. Let's face it. The world is not fair.
If you happen to be born in the Philippines with no tinge of foreign blood then chances are you would have to pass through the eye of a needle to backpack across Europe. Really, the major obstacle is not in saving up the money for the trip. The challenge is really to get the visa and convincing the embassy that you are only planning to visit Europe and not run away.
Whether you like it or not, that snotty bastard behind the visa processing window decides whether you get a Visa or not. I always suspect that these bastards have huge insecurities; they somehow enjoy their power over the hapless applicants.
Knowing which embassy to apply and knowing tricks of the trade can increase your chances of getting that Schengen Visa.
I won't list those strategies here for obvious reasons. But if you want to know how to increase your chances send me a note. If I am convinced that you're only in it to visit I shall give you the tips. Cheers.